Designed to protect your money, create predictable income, and reduce market risk.
Why Hasn’t My Financial Advisor Ever Mentioned This?
Reason #1: Most advisors were never trained on it
Many financial professionals simply aren’t educated on these types of strategies — or how to structure them properly to actually benefit everyday families.
Reason #2: The system rewards different recommendations
Traditional products often generate higher ongoing compensation for advisors, so what’s presented to clients is often what fits the system — not necessarily what best protects you.
Reason #3: There’s no management fee to skim
These accounts don’t rely on annual management fees. Since there’s no ongoing charge, many advisors overlook them entirely.
Because of this…
👉 Fewer than 1 in 5 Americans are set up with a Secure Retirement Income Strategy.
Meanwhile, most people unknowingly leave their hard-earned savings:
• Exposed to market swings
• Vulnerable to future tax increases
• And dependent on accounts that can be drained with no guarantees
With a Traditional 401(k) or IRA, Most People Don't Realize:
❌ Fee are quietly eating away at your money
You may not see them, but over time they can take tens of thousands of dollars from what you thought you were saving.
❌ Your Money Isn't Really "Your Money" Yet
Take it out too early and you could face penalties, taxes, and paperwork headaches.
❌ Your Balance Depends on the Market
When the market goes down, so does your retirement — even if you're close to needing the money.
❌ There Are No Guarantees
Once the account runs out, the income stops. There's no promise your money will last as long as you do.
Here's What A Secure Retirement Income Strategy is Designed to Do:
✅ No annual management fees
Your money isn’t being actively traded, so there’s no ongoing advisor management fee eating away at your balance. More of your growth stays with you.
✅ Protection from market losses
Your account isn’t invested directly in the stock market. When the market goes down, your principal is protected from loss due to market downturns.
✅ Opportunity for steady, tax-deferred growth
Your growth is linked to market indexes — meaning you can benefit from positive market years without being exposed to the downside. Gains are typically locked in annually.
✅ Flexible access to your money
You can usually access a portion of your funds each year without penalty, giving you liquidity while still keeping a long-term strategy in place. (Terms vary by plan.)
✅ Designed for predictable retirement income
This strategy can be structured to create a stream of income you can’t outlive — helping reduce the risk of running out of money in retirement.
✅ Legacy and planning flexibility
Any remaining value can be passed to beneficiaries or structured to support causes you care about, depending on how the plan is set up.
And that’s just the foundation.
What makes this strategy powerful is how it’s customized around:
• your age
• your timeline
• your existing retirement accounts
• and how much certainty you want in retirement
No — it’s simply not widely talked about.
These types of retirement income strategies have existed for decades and have long been used by individuals who value stability, protection, and long-term planning over speculation.
They’ve been quietly incorporated into retirement plans by business owners, professionals, and families who want predictable outcomes, not surprises.
The reason most people haven’t heard about them isn’t because they’re new —
it’s because they don’t fit neatly into the traditional Wall Street playbook.
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So Why Isn’t Everyone Using Something Like This?
Because access isn’t automatic.
These strategies aren’t available to everyone and must be structured correctly based on:
• Age
• Retirement timeline
• Existing retirement accounts
• Income goals
• Risk tolerance
That’s why many people never learn whether they qualify — they’re never shown the option.
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Do You Qualify for a Secure Retirement Income Strategy?
You don’t need to be wealthy.
You don’t need to be retired yet.
And you don’t need to move everything you have.
But qualification does depend on your situation.
👉 Take 30 seconds to see if this strategy could be a fit for you.
Click below to complete a short, secure survey.
If it makes sense, you’ll be invited to schedule a conversation to review your options.